Protection

One of our top priorities is helping clients plan for the unexpected. That's where protection planning comes in.

Protection planning is all about making sure that you and your loved ones are financially secure in the face of life's challenges. It involves taking steps to safeguard your income, protect your assets, and provide for your family in the event of illness, injury, or even death.

There are many different types of protection planning services that a financial adviser can offer, including:

Life insurance: This type of insurance pays out a lump sum to your beneficiaries in the event of your death. It can provide financial security for your loved ones and help cover expenses such as funeral costs and outstanding debts.
Critical illness insurance: This insurance pays out a lump sum if you are diagnosed with a serious illness, such as cancer or heart disease. It can help cover the costs of medical treatment and other expenses.
Income protection insurance: This insurance pays out a regular income if you are unable to work due to illness or injury. It can help cover your bills and other living expenses while you are unable to work.
Long-term care insurance: This insurance covers the costs of long-term care services, such as nursing home care or home healthcare. It can help protect your assets and provide peace of mind for you and your loved ones.

We help clients determine which protection routes are best suited to their needs in order to feel more financially secure and prepared for whatever life throws their way.